This was me a few days ago on a freakishly mild day before the cold snap hit.
The skinnies are from TJMaxx (closest lookalikes). The old t-shirt is...crap I can't remember now it's been years. The leather fringe bag is Gypsy Vintage Nation. The larger Pamela Love necklace was a score during a rare discount I saw them tweet about. I am so glad I got it - it's the size that I had always been after. Glasses are Prada.
Of course now I can't go out with no coat/jacket but on that day everyone could so I made the most of it.
Try this look: